:root{
  --blue:#0A4A92;
  --red:#FF1D25;
  --ink:#111827;
  --muted:#6b7280;
  --soft:#f4f7fb;
  --line:#e5e7eb;
  --card:#ffffff;
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.5;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(16px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  max-width:1120px;margin:0 auto;
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 18px;
}
.brand{display:flex;align-items:center;gap:10px;font-weight:800}
.brand img{width:38px;height:38px;object-fit:contain}
.brand span{letter-spacing:.01em}
.menu-button{
  border:1px solid var(--line);background:#fff;border-radius:999px;
  padding:10px 14px;font-weight:800;cursor:pointer;
}
.nav-panel{
  display:none;
  border-top:1px solid var(--line);
  background:white;
}
.nav-panel.open{display:block}
.nav-grid{
  max-width:1120px;margin:0 auto;padding:12px 18px 18px;
  display:grid;grid-template-columns:1fr;gap:8px;
}
.nav-grid a{
  padding:13px 14px;border:1px solid var(--line);border-radius:16px;
  background:#fff;font-weight:800;
}
.nav-grid a:hover{border-color:var(--blue)}
.hero{
  max-width:1120px;margin:0 auto;
  padding:46px 18px 28px;
  text-align:center;
}
.logo-hero{width:86px;margin:0 auto 18px;display:block}
.kicker{font-size:clamp(44px,12vw,96px);line-height:.95;margin:0;font-weight:900;letter-spacing:-.05em}
.subline{font-size:clamp(20px,5vw,34px);margin:14px 0 12px;font-weight:500}
.onbelast{
  font-size:clamp(54px,15vw,124px);
  line-height:.88;margin:0;font-weight:950;letter-spacing:-.07em;
  color:#000;
}
.hero-mini{
  border-bottom:1px solid var(--line);
  background:linear-gradient(180deg,#fff 0%,#f9fbff 100%);
}
.hero-mini .hero{padding-top:34px;padding-bottom:34px}
.hero-mini .logo-hero{width:64px;margin-bottom:10px}
.hero-mini .kicker{font-size:clamp(42px,10vw,78px)}
.hero-mini .subline{font-size:clamp(19px,4.6vw,28px)}
.hero-mini .onbelast{font-size:clamp(48px,13vw,96px)}
main{max-width:1120px;margin:0 auto;padding:0 18px 64px}
.section{padding:38px 0}
.center{text-align:center}
.lead{font-size:clamp(20px,5vw,30px);line-height:1.25;font-weight:800;letter-spacing:-.025em}
.muted{color:var(--muted)}
.grid{display:grid;grid-template-columns:1fr;gap:16px}
.card{
  background:var(--card);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:22px;
  box-shadow:0 10px 30px rgba(10,74,146,.06);
}
.card h2,.card h3{margin-top:0;line-height:1.08;letter-spacing:-.035em}
.card h2{font-size:clamp(28px,7vw,46px)}
.card h3{font-size:clamp(23px,6vw,34px)}
.big-statement{
  border-radius:32px;
  padding:34px 22px;
  background:#07101f;
  color:white;
  text-align:center;
}
.big-statement strong{
  display:block;
  font-size:clamp(44px,13vw,108px);
  line-height:.9;
  letter-spacing:-.06em;
}
.choice{
  display:block;
  border:2px solid #111;
  border-radius:28px;
  padding:26px;
  background:#fff;
}
.choice .label{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted);font-weight:900}
.choice h2{font-size:clamp(32px,9vw,58px);line-height:.95;margin:10px 0}
.choice:hover{transform:translateY(-2px);box-shadow:0 20px 45px rgba(0,0,0,.12)}
.button-row{display:flex;flex-direction:column;gap:12px;margin-top:18px}
.btn{
  display:inline-flex;justify-content:center;align-items:center;
  padding:16px 20px;border-radius:999px;
  font-weight:900;border:2px solid #111;background:#111;color:white;
}
.btn.secondary{background:white;color:#111}
.btn.red{background:var(--red);border-color:var(--red);color:white}
.steps{counter-reset:step}
.step{display:grid;grid-template-columns:46px 1fr;gap:14px;align-items:start;margin:18px 0}
.step:before{
  counter-increment:step;content:counter(step);
  width:46px;height:46px;border-radius:50%;background:var(--blue);color:white;
  display:flex;align-items:center;justify-content:center;font-weight:900;
}
.example{
  background:linear-gradient(135deg,#f7fbff,#fff);
  border:1px solid var(--line);
  border-radius:28px;
  padding:24px;
}
.money{font-size:clamp(38px,10vw,84px);font-weight:950;letter-spacing:-.06em;line-height:.9}
.split-line{height:1px;background:var(--line);margin:28px 0}
.form{
  background:#fff;border:1px solid var(--line);border-radius:28px;padding:22px;
  box-shadow:0 18px 50px rgba(10,74,146,.08);
}
label{display:block;font-weight:800;margin:14px 0 6px}
input,select,textarea{
  width:100%;padding:15px 14px;border:1px solid #cbd5e1;border-radius:14px;
  font:inherit;background:#fff;
}
textarea{min-height:130px}
.form button{
  margin-top:18px;width:100%;padding:17px;border-radius:999px;
  border:none;background:#111;color:#fff;font-weight:900;font-size:16px;cursor:pointer;
}
.footer{
  background:#07101f;color:white;padding:36px 18px;margin-top:40px;
}
.footer-inner{max-width:1120px;margin:0 auto;display:grid;gap:20px}
.footer-brand{display:flex;align-items:center;gap:12px;font-size:24px;font-weight:900}
.footer-brand img{width:44px;background:#fff;border-radius:12px;padding:4px}
.footer a{color:white;text-decoration:underline}
.splash{
  position:fixed;inset:0;background:#fff;z-index:9999;
  display:flex;align-items:center;justify-content:center;text-align:center;
  animation:splashOut .55s ease forwards;animation-delay:2s;
}
.splash img{width:122px;margin-bottom:16px}
.splash h1{font-size:clamp(44px,13vw,84px);margin:0;letter-spacing:-.05em}
@keyframes splashOut{to{opacity:0;visibility:hidden;pointer-events:none}}
@media (min-width:760px){
  .nav-grid{grid-template-columns:repeat(4,1fr)}
  .grid.two{grid-template-columns:1fr 1fr}
  .grid.three{grid-template-columns:repeat(3,1fr)}
  .button-row{flex-direction:row;justify-content:center}
  .footer-inner{grid-template-columns:1.2fr 1fr}
}